CM Punjab Kisan Card 2025 Apply Online & Get Easy Loan for Farmers
CM Punjab Kisan Card 2025
CM Punjab Kisan Card 2025, launched by the Punjab Agriculture Department in collaboration with PITB, is an innovative digital system designed to empower farmers. Know that this initiative connects multiple departments such as PLRA, PMD, NADRA, and BOP under one platform, making the process smooth and transparent. Through this card, farmers can easily access fertilizers, seeds, and other items through authorized vendors without any financial burden.
The card offers interest-free loans of up to Rs. 1.5 lakh per season, with a limit of Rs. 30,000 per acre, especially for landowners owning 1 to 12.5 acres. Valid for six months with a grace period of one month, the scheme ensures repayment flexibility. With an investment of Rs. 9.5 billion per season, this project not only increases crop production but also promotes financial inclusion by sending free SMS alerts for every transaction. It is a game changer for Punjab farmers, helping them from sowing to harvesting.
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Punjab Kisan Card – A Digital Support for Farmers
CM Punjab Kisan Card is a new initiative launched to support farmers with modern, digital solutions. It acts as an identification and financial tool that helps farmers get easy access to loans, subsidies and government schemes. Through this card, small and medium farmers can get timely support without lengthy paperwork or delays.
The card also ensures transparency and direct transfer of benefits, reducing middlemen. Farmers can use it to purchase seeds, fertilizers and other essential items on credit with low interest rates. By digitizing the system, Punjab Kisan Card empowers farmers to increase productivity and improve their income safely and quickly.
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Eligibility for Punjab Kisan Card Online Application
Punjab Kisan Card is specifically for providing loan and financial assistance to small farmers. Farmers have to fulfill certain conditions to apply and avail this scheme.
Eligibility Criteria:
- Farmers holding land up to 12.5 acres
- Must have a mobile SIM registered on their own CNIC
- Land records should be available and verified in PLRA.
- Only farmers who are actual land owners will be eligible for the loan.
- Farmer should be a resident of Punjab.
- Have a valid CNIC
- Not a government employee or pensioner
- Have a clean record of loan repayment
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Documents Required for CM Punjab Kisan Card Registration
To apply for CM Punjab Kisan Card, farmers need to provide valid documents for smooth verification and approval. These documents verify land ownership, identity and eligibility for loan benefits.
Documents Required:
- Farmer’s original CNIC
- Land ownership record from PLRA
- Proof of mobile SIM registered on farmer’s CNIC
- Recent passport size photographs
- Bank account details
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Quick SMS Method for Kisan Card 2025 Registration
Punjab Kisan Card 2025 registration can also be done easily through SMS. Farmers do not need to visit the offices in the first step. They can send their CNIC via SMS to start the process. This method saves time and makes registration hassle-free.
Steps for SMS Registration:
- Open the SMS option on your mobile.
- Type PKC your CNIC number.
- Send it to 8070.
- Wait for a confirmation reply regarding your eligibility.
- If eligible, visit a Bank of Punjab branch for further processing.
- Complete the biometric verification and submit the documents.
- After approval, collect your Kisan Card.
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Loan Limit and Easy Repayment Plan Under Punjab Kisan Card 2025
Punjab Kisan Card 2025 provides farmers with easy and interest-free loans to support crop production from sowing to harvesting. Each farmer can avail up to Rs. 1.5 lakh per season with a flexible repayment plan. The loan is valid for six months, and an additional grace period of one month is also given to repay the amount without penalty.
Loan and Repayment Details:
- Maximum Loan: Rs. 1.5 lakh per season
- Loan per acre: Up to Rs. 30,000
- Tenure: 6 months per crop season
- Extra time: 1 month grace period
- Interest rate: 0%
- Payment method: Through Bank of Punjab after harvesting
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Frequently Asked Questions
What is the Punjab Chief Minister Kisan Card 2025?
It is a government initiative that provides interest-free loans to farmers to easily purchase fertilizers, seeds, and other items.
Who can apply for the Punjab Kisan Card?
Farmers owning 1 to 12.5 acres of land with a verified PLRA record and a valid CNIC can apply.
How much loan can a farmer get?
Each farmer can get up to Rs. 1.5 lakh per season with a limit of Rs. 30,000 per acre
How can farmers apply for the Kisan Card?
They can apply online or by sending their PKC CNIC via SMS to 8070, followed by bank verification.
What documents are required for registration?
Original CNIC, proof of land ownership, SIM registered on CNIC, passport-sized photographs, and bank account details.
Is the loan completely interest-free?
Yes, all loans under Punjab Kisan Card 2025 are 100% interest-free.
How long will farmers have to repay the loan?
The loan tenure is 6 months with an additional 1 month grace period for repayment after harvest.
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Final Words
CM Punjab Kisan Card 2025 is a revolutionary step to help small and medium farmers of Punjab. By offering interest-free loans, easy registration through SMS, and transparent digital verification, the scheme ensures timely access to agricultural inputs. With payment flexibility and direct support, the card is a lifeline for farmers, helping them improve crop yields, reduce financial stress, and contribute to a strong agricultural economy.
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