CM Punjab Launched Parwaz Card For Business Loan Upto 3M PKR
CM Punjab Parwaz Card Loan Scheme
In a visionary move to empower overseas Pakistanis, Chief Minister Maryam Nawaz has officially launched the Parwaz Card Program 2025. This game-changing initiative offers interest-free business loans up to Rs. 3 million for Pakistani students and young professionals living abroad who dream of launching or expanding their businesses in Punjab.
The goal? Tap into the global expertise of our youth abroad and turn it into local economic development by removing financial hurdles. Through the Asaan Karobar Scheme 2025, this program provides both funding and support to kick-start ideas in industries like clean energy, digital technology, education, and beyond.
Why the Parwaz Card Is a Big Deal for Overseas Pakistanis
Many talented Pakistani students abroad have great business ideas but face one big challenge lack of financial backing in Pakistan. The Parwaz Card directly solves this issue by offering zero markup loans, a fully online application system, and special assistance for youth- and women-led ventures.
Whether you’re planning to start a solar business, build an ed-tech startup, or enter the green economy, this scheme welcomes your contribution. It’s not just about money it’s about enabling entrepreneurial independence and economic participation.
Who Can Apply for the CM Parwaz Card?
The program is designed for serious candidates with a real commitment to investing back in Punjab. You can apply if:
- You’re a Pakistani citizen living abroad, originally from Punjab
- Aged between 25 and 55 years
- Hold a valid CNIC or NICOP
- Have an NTN and are a registered tax filer
- Can submit a realistic business plan for Punjab
- For loans above Rs. 500,000, you must provide collateral or property proof
This ensures only genuine applicants receive funding, so public money is used responsibly to grow Pakistan’s economy.
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Loan Categories: Choose What Fits Your Business Idea
The Parwaz Card Program offers two tiers of loans based on the size and risk level of your business:
| Loan Tier | Amount Offered | Guarantee Required | Ideal For |
|---|---|---|---|
| Tier 1 | Up to Rs. 5 lakh | No collateral needed | New startups, low-risk business ideas |
| Tier 2 | Up to Rs. 30 lakh | Property or asset proof required | Large-scale or expanding businesses |
This flexibility makes it easy for small startups and larger ventures alike to apply with confidence.
How to Apply for Parwaz Card from Abroad – Step-by-Step
The Punjab government has made the application process completely online, so you can apply from anywhere in the world:
- Visit the official Punjab government portal
- Click the “Apply Now” button
- Enter your CNIC or NICOP, NTN, email, and mobile number
- Select your loan tier (Tier 1 or Tier 2)
- Upload a detailed business plan and required documents
- Submit the form and wait for SMS or email confirmation
Once your application is reviewed and verified, your interest-free loan will be issued via bank or digital wallet. A short grace period will apply before repayments begin.
Required Documents Checklist
Before applying, make sure you’ve got everything ready:
- Valid CNIC/NICOP
- NTN certificate and tax return proof
- A solid business plan including cost estimates and impact
- Proof of residency or education abroad
- Property or collateral documents (Tier 2 only)
Submitting complete and clear documents ensures faster processing and approval.
What Kind of Startups and Ideas Are Supported?
The Parwaz Card Scheme encourages innovation and sustainability. You’ll get priority support if your business falls under:
- Renewable or clean energy
- Technology and digital platforms
- Education-based startups
- Women-led businesses
- Green economy or climate-smart agriculture
- By focusing on high-impact industries, this program contributes directly to Punjab’s economic and environmental resilience.
Special Support for Women & Youth Entrepreneurs
Women and youth are the heartbeat of this initiative. If you’re a female entrepreneur, you may benefit from:
- Faster application processing
- Simplified document requirements
- Extra guidance and mentorship
This focus on gender inclusion helps bridge the gap and ensures women are not just participants, but leaders in Pakistan’s economic journey.
Need Help? Contact 1786 or Visit e-Khidmat Markaz
Confused about document formats or eligibility? No worries!
Just call the Punjab Government’s helpline 1786 for direct assistance.
If you’re in Pakistan, head to the nearest e-Khidmat Markaz for step-by-step support.
Final Thoughts:
The CM Punjab Parwaz Card isn’t just a loan it’s a call to action for overseas Pakistanis who want to reconnect with their roots and build something meaningful. If you’ve got the skills, education, and vision, this is your chance to bring it home — with full government support and zero financial burden.
Apply today and be part of Punjab’s new generation of job creators, innovators, and changemakers.
